Ricardo Balderrama - Owner/Broker - Broker Lic # 51005e-mail: ricardo@cityviewmortgages.commobile: (210) 849-8380 Ricardo has been involved with Financial Institutions since 1989 and after 9 years he decided to go into the Home Mortgage business. Ricardo states he decided to crossover to mortgaging because he felt there is nothing more important than helping consumers purchase a home. Owning a home is the start of the "American Dream" and Ricardo wants to be a helping hand so give him a call today and let City View Mortgage get you into that house you've always wanted.